Car Insurance

You will sign the contract with the provider of your choice, we will only mediate it for you. We will compare offers from dozens of companies, guide you through the entire process, and advise you on any questions or issues you may have. We'll help you fill out your contract or cancel your old one. But you will sign the actual contract with your chosen provider – for compulsory third-party liability and accident insurance, it's the insurance company.

To get insurance online, all you need to know is the registration plate number of your vehicle and your ID card in order to fill in the driver's information.

Each insurance company determines the price using different criteria. However, the basic ones include:

• type of vehicle,

• type of car use (private, business, taxi),

• engine cylinder capacity,

• vehicle power,

• manufacturing year,

• type of fuel used,

• make and specific model,

• driver’s age and place of residence,

• bonuses and maluses.

In such an event, you should contact your insurance company directly. The easiest way to do this is to call this company's helpline or to use the customer service email. You can find the contacts on the Srovnejto.cz website on the page of the specific insurance company, which you can reach via the overview of cooperating insurance companies.

The specific amount you will receive as compensation for an insurance claim cannot be specified in advance. It always depends on the terms of your insurance and the course of the claim itself. Your cooperation is necessary for the insurance company to issue a proper settlement, in particular, this means providing all the necessary information to examine the damage event. The level of compensation depends mainly on the insured value, the amount of the damages and the circumstances of how these incurred.

In most cases, you can easily transfer your bonuses to another insurance company because these are recorded at the Czech Insurance Office. If you are interested in transferring another family member's bonuses, it will depend on the terms and conditions of the specific insurance company whether this is possible. Usually, transferring the bonuses to another person is not possible, but the insurance company may offer you to take out a policy on a different policyholder than the operator of the vehicle. However, this may come with a higher premium price – so always check the terms and conditions of the insurance company in question.

Assistance services are a package of services you can get with your compulsory third-party liability or accident insurance, and in some cases, you can also benefit from them with your travel insurance. It's the support that your insurer will give you in the case of an insurance event. If you have an insurance claim, you should first contact the assistance service by phone. Here you will be advised on the correct steps you should take to settle the claim and arrange follow-up services (for example, towing in the case of accident insurance). You can find the number for the breakdown assistance service on the assistance card or on your insurer's website.

No, you don't need to physically store the contracts and their electronic version is sufficient. If you still wish to have a hard copy of the contract, including all relevant forms and a record of the meeting, please call our operator who will take note of your request. All your documents will then be sent to you by post to the address you have provided. If you do not make such a request, we will assume that by submitting the form you agree to archiving these documents electronically. Please note, you can ask us for access to these documents at any given time and we will be happy to provide them to you immediately.